五樣好東西

因緣際會下，看到一位名吳寶芬講師的健康講座報導，她贏得滿堂喝采下，是抽絲剝

繭地打破一般人根深蒂固的錯誤飲食觀念。

 

為一改前非，將筆記好好整理一番！

五樣好東西是：

 

1. 睡前喝豆漿、(soya bean milk before sleep)

睡前喝豆漿：豆漿富含100%的優質胺基酸，可製造充分的生長激素，促進身體的新陳

代謝，消耗體內多餘的醣份和脂肪，所以睡前喝豆漿，有減肥的的效果，這就是「胺

基酸減肥法」，又叫「懶人減肥法」。

 

此外，大豆富含異黃酮素（天然的雌激素），可降低血液中的膽固醇，保護心臟，預

防心肌梗塞，所以女生得心血管疾病的機率只有男生的? 誘壑坐@，異黃酮素並可抑制

人體鈣質的流失，還可預防與基因遺傳有關的乳癌與腸癌，因此睡前喝上一杯250cc的

豆漿，冷熱甜淡隨意，可讓您有一個好睡眠、好體質。

 

但是現在市面上的黃豆有80％是基因改造的，目前基因改造的食品對人體的? 绊懭绾

芜未可知，購買非基因改造豆漿，建議購買無防腐劑喔，睡前喝比早上喝的效益更

大。

 

2. 吃水果比吃蔬菜好、 (fruits are better than vegetables)

 

吃水果比吃蔬菜好：當個「好色之徒」吧，吃水果要選香的，顏色鮮豔的，含有大量

松脂，多吃對身體有益。且吃水果比吃蔬菜好，松脂成分可抗壓，如芒果要選土芒

果，葡萄要吃紫葡萄，西瓜選無子大紅西瓜，蜜瓜選綠色的，哈蜜瓜要選肉色的，水

果中以榴璉的松脂居第一。然今後別再吃西柚因會抑制肝的解毒！eat lesser grapefruit as it prevent liver to detox.

 

3. 綠茶效益勝過水 (green tea is better than plain water)

 

建議喝綠茶來代替水和紅茶，因水帶不走身上不好的物質，紅茶為已發酵的熟茶，因

此綠茶優於紅茶，多喝綠茶可以降低巴金森，且綠茶含兒茶素，能保護關節軟骨緩解

疼痛。另外，泡過後無味的綠茶包，可用來擦過敏的皮膚跟濕疹唷！

 

4. 天天來杯咖啡吧 (a daily coffee is good for you)

 

喝咖啡選阿拉伯豆：每天一杯咖啡，喝咖啡的好處是咖啡可抑制多巴胺L-Dopa，預防

老化、巴金森氏症、防癌，咖啡會活化大腦命令四肢時所需要的傳導物，年老以後身

手較為協調，壞處是喝咖啡會流失鈣與一些維他命。

 

懷孕前三個月禁喝，因易流產 。此外，喝咖啡要選阿拉伯豆，不是爪哇豆，豆子要新

鮮，放久了會產生黃麴毒素。

 

5. 將癌細胞改邪歸正的蕃薯 (sweet potato can get away the cancer cells)

 

蕃薯導正病變細胞：蕃薯含神經節肝酯，能導正病變細胞；且蕃薯可以減肥，因為其

澱粉是水溶性纖維，不會囤積體內。

 

蕃薯的甜味是多醣，對人體有益，比吃飯更有飽足感，建議一週可用一餐蕃薯代替飯

來吃。蕃薯愈紅愈甜愈好，烤的比水煮和蒸的好，且烤後連皮一起吃更好。

專作放射線之醫師，認為『微波爐』會利用電波少一個正價電子，運用水分子之震盪

使食物變熱，所以食物易變成自由基，就會容易致癌。所以偶而方便用一下，最好還

是少用『微波爐』最好！

 

以下文章值得參考

 

人體內的有毒物質主要來源於兩個途徑：一是大氣與水源中的污染物、通過呼吸及進

餐而侵入人體內，鉛、鋁、汞等重金屬就是其代表；另一個是食物在體內代謝後的廢

物，如自由基、硫化氫等。時下，清除體內垃圾已成健康時尚。

 

下? C方法可幫您及時清除體內毒素。

 

1. 主動咳嗽法: (proactive cough)

自然界中的粉塵、金屬微粒及廢氣中的毒性物質，通過呼吸進入肺臟，既損害肺

臟，又通過血液迴圈而!株連'全身。借助主動咳嗽可以'清掃'肺臟。每天到室外空氣

清新處做深呼吸運動，深吸氣時緩緩抬起雙臂，然後主動咳嗽，使氣流從口、鼻中噴

出，咳出痰液。

 

2. 飲水沖洗法：(have a cup of plain water after getting up in the morning)

定時排便，縮短糞便在腸道內的停留時間，及時排出糞便中的毒素。每天清晨空腹喝

一杯溫開水，有利於大便通暢以及毒素從尿液中排出。

 

3. 運動出汗法：(do exercises)

皮膚也是排泄毒素的途徑，主要通過出汗的方式，讓毒素隨汗液排出體外。

 

4. 巧用食物法：

●常飲鮮果、鮮菜汁(不經炒煮)，鮮果、鮮菜汁是體內'清潔劑'，牠們能排除體內堆積

的毒素和廢物。(fruit and vegetable juices are good)

●常吃海帶，海帶對放射性物質有特別的親和力，海帶膠質能促使體內的放射性物質隨

著大號排出體外，從而減少放射性物質在人體內的積聚，也減少了放射性疾病的發生

率。( sea weeds are good)

●常喝綠豆湯，綠豆湯能輔助排泄體內的毒素，促進機體的正常代謝。(green bean

soup helps metabolism)

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More than 10% economic expansion in first quarter for the first time in 10 years

By WONG SAI WAN

saiwan@thestar.com.my


KUALA LUMPUR: The country’s economy is likely to register growth of more than 10% in the first three months of the year – an achievement not seen in the last 10 years.



The latest economic indicators show a positive trend. Exports in March grew by 36.4% beating the market forecast of 22.4%. Imports rose by 45.3% (forecasts were around 30%).



The London-based Financial Times says: “Given Malaysia’s high exposure to trade, the numbers bode well for first quarter gross domestic product growth”.



Analysts from major banks, local and international, put the first three months’ growth at between 9.8% and 12% and they expect the trend to continue for the second quarter making it a “very good first half of the year for Malaysia.”



As a result, the analysts are also revising upwards their estimates for Malaysia’s GDP growth forecast for the year. Banks are now forecasting the annual GDP to grow by between 8% and 11% as compared to Bank Negara’s earlier estimate of between 4.5% and 5%.



“Given the recent developments in both domestic and external conditions, we are confident our 2010 forecast of 8% should be achievable,” said Ambank group chief economist Manokaran Mottain in his Economic update released here yesterday.



He also noted that besides the surge in exports, there was a marked improvement in private sector spending, especially by households. Big ticket items such as cars have seen increased sales.



According to the Malaysian Automotive Association, auto sales surged 25% year-on-year in March to 56,139 units, up from 44,896 in the same month last year.



HSBC Global Research economist Robert Prior-Wandesforde in his report entitled “From bust to boom - double-digit GDP growth in Singapore and Malaysia?” noted that the recovery of the economy came three months faster than expected.



While the Financial Times said, “Malaysia is roaring out of recession even faster than expected”.



The country’s key economic indicators including the export figures were released on Tuesday.



Malaysia’s exports recorded a new high for the month of March, amounting to RM59.44bil, registering a significant growth of 36.4% year-on-year. This was also the highest post-crisis monthly exports recorded since September 2008. Imports rose 45.3% to RM45.09bil.



The increase in exports was largely contributed by increases in exports of electrical and electronic (E&E) products, which surged 31.8%; chemicals and chemical products, (+60.8%); palm oil, (+49.3%); transport equipment, (+188.4%); as well as crude petroleum (+55.8%).

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How to sense market direction

PERSONAL INVESTING By OOI KOK HWA

ooi_kok_hwa@hotmail.com


GIVEN that the market is trending higher, a lot of retailer investors are tempted to enter the fray again. However, due to the bad experience they had in the past, they do not have the courage to enter at the current level because a lot of shares they bought earlier are still selling at very low prices. Unwilling to put in fresh money, the majority of them are still contemplating on whether to join the ride or not at this moment.



If we analyse the market, we will notice that even though there are higher prices with higher trading volumes, there is not much retail participation.



Based on our observation, over the past few months, our market was filled with long-term investors, institutional fund managers as well as experienced traders. Long-term investors and institutional fund managers will do some selective buying and selling to rebalance their portfolio while experienced traders will trade situation stocks based on the latest market tips and “hot stocks” which are highlighted in major newspapers or research reports.



Experienced traders like to trade “hot stocks” as the businesses of these companies normally grow faster than their stock prices. For example, it is much easier to trade glove-making companies as the business is growing at a higher rate and analysts will extrapolate their earnings forecasts to justify their current stock prices.



The table shows four major market stages and the participation of various types of investors. From the table, we will notice that long-term investors and institutional fund managers will buy when the market is trading at depressed price levels and sell during the bubbles (Stages 1 & 4). For Stages 2 and 3, they will buy undervalued stocks and sell overvalued stocks.



Experienced traders will continuously buy and sell stocks during the bull market (Stages 1 & 2). Even though some of them may participate during a bear market (Stages 3 & 4), the volume is relatively quite small.



Lastly, retail investors will only enter the market again when the overall market is selling at very high levels. They tend to buy into bubble (Stage 1) and sell stocks when the stock prices tumble to very low level (Stage 4).



Retail investors will not participate in Stages 2 and 3 because most of their stock holdings are of poor quality. They will have to wait until these stocks start to trade higher than their purchase prices.



Based on our observations, once these poor quality stocks start to trade higher with heavy volumes (normally they are the top 10 highest trading volumes), it will usually be followed by some major market corrections a few weeks later.



Lastly, given the very low retail participation in the stock market, we feel that we are currently either in Stage 2 or 3. Long-term investors and institutional fund managers will buy and sell stocks while experienced traders will only join if the market resumes its uptrend. Otherwise, most traders will not participate in the down market.



Hence, we need to be careful when the retail investors start to enter the market again as it may signal that the market is due for some correction soon.



l Ooi Kok Hwa is an investment adviser and managing partner of MRR Consulting.

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三 個忠告

一 對新婚夫婦生活貧困，一天，丈夫對妻子說：

'親愛的，我要去很遠的地方工作，

直 到我有條件給你一種舒適體面的生活才會回來。

我 只求你一件事，我不在的時候要對我忠誠，

我 也會對你忠誠的。'

很多天之後，他被一個莊園錄用了。

他 要老闆答應他一個請求：

'請允許我在這裡想幹多久就幹多久，

當 我覺得應該離開時，

您 要放我走。

我 離開那天，

您 再把我賺的錢給我。

'雙方達成了協議。

年輕人在那裏整整工作了 20年，中間沒有休假。

一 天，他對老闆說：'我要回家了。'

老 闆說：'我會照協議辦事的。不過我有個建議，

要 麼我給你錢，要麼我給你3條忠告，

你 好好想想再給我答覆。'

他 想了兩天，然後找到老闆，說：

'我想要那3條忠告。

'老闆提醒他說：'如果給了你忠告

， 我就不會給你錢了。

'他還是說：

'我想要忠告。'

老 闆對他說：

'第一:永遠不要走捷徑。

便 捷而陌生的道路可能會要了你的命。

第 二:永遠不要對可能是壞事的事情好奇，

否 則也可能要了你的命。

第 三:永遠不要在仇恨和痛苦的時候做決定，

否 則你以後一定會後悔。'

老 闆接著說：'這裡有3個麵包，兩個給你路上吃，

另 一個等你回家後和妻子一起吃吧。'

在遠離自己深愛的妻子和家鄉 20年之後，

男 人踏上了回家的路。一天后，他遇到了一個人，

那 人說：

'這條路太遠了，我認識一條捷徑，

幾 天就能到。'

他 高興極了，正準備走捷徑的時候，

想 起了老闆的第一條忠告，

於 是他回到了原來的路上。

後來，

他 得知那人讓他走的所謂的捷徑

完 全是一個圈套。

幾 天之後，他走累了，發現路邊有家旅館，

他 打算住一夜，付過房錢之後，他躺下睡了。

睡 夢中，他被一聲慘叫驚醒，

他 跳了起來，走到門口，想看看發生了什麼事，

剛 剛打開門，他想起了第二條忠告，

於 是回到床上繼續睡覺。

起 床後，喝完咖啡，店主問他是否聽到了叫聲，

他 說聽到了店主說：'您不好奇嗎？'

他 回答說不好奇。

店 主說：

'您是第一個活著從這裡出去的客人。

我 的獨子有瘋病，

他 昨晚大叫著引客人出來，

然 後將他們殺死埋了。'

年輕人接著趕路，終於在一天的黃昏時 分，

他 遠遠地望見了自己的小屋，

屋 子的煙囪正冒著炊煙，

還 依稀可見妻子的身影，雖然天色昏暗，

但 他仍然看清了妻子不是一個人，

還 有一個男子伏在她的膝頭，

她 撫摸著他的頭髮。看到這—幕，

他 的內心充滿了仇恨和痛苦，

他 想跑過去殺了他們，他深吸一口氣，

快 步走了過去，

這 時他想起了第三條忠告，於是停了下來。

天 亮後，已恢復冷靜的他對自己說：

'我不能殺死我的妻子，

我 要回到老闆那裏，求他收留我，在這之前，

我 想告訴我的妻子我始終忠於她。'

他 走到家門口敲了敲門，妻子打開門，

認 出了他，撲到他懷裏，緊緊地抱住了他。

他 想把妻子推開，但沒有做到。

他 眼含淚水，對妻子說：'我對你是忠誠的，

可 你背叛了我……'妻子吃驚地說：

'什麼？我從未背叛過你，我等了你20年。

'他說：'那麼昨天下午你

愛 撫的那個男人是誰？'

妻 子說：'那是我們的兒子。

你 走時我剛懷孕，今年他已經20歲了。'

丈夫走進家門，擁抱了自己的兒子。

在 妻子忙做著晚飯的時候，

他 給兒子講述了自己的經歷。

接 著，一家人坐下來一起吃麵包，

他 把老闆送的麵包掰開，

發 現裏面有一筆錢———

那 是他20年辛苦勞動賺來的工錢。

人 們...

總習慣用自己的角度去看事情,

直到...

瞭解了真相...

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How to analyse company statements and reports

Analysts usually judge the quality of a company’s management team by looking at the comprehensiveness and truthfulness shown in the management statements


FOR the next few weeks, investors will start to receive annual reports for companies that have their financial year ended Dec 31. Even though the majority of investors may not look at those reports in detail (in fact, some investors may not even open the envelope containing the annual reports), some people will still spend time analysing the whole report. One of the key sections that investors will analyse in detail is the chairman’s statement and management discussion or operations review. In this article, we will label the above statements as management statements.



Most of the management statements will explain the companies’ immediate past one-year financial performance, external environment, major corporate developments as well as the companies’ future prospects.



Based on our observations, the majority of companies will try to explain and highlight a lot of positive elements that happened in the companies. It is very rare to find negative issues that affect the companies’ performances being discussed in the statements. Even though we cannot conclude that those companies that are willing to highlight their financial problems as good companies, at least these companies show their effort in trying to be truthful to their investors. This will provide a lot of plus points to these listed companies.



Analysts usually judge the quality of a company’s management team by looking at the comprehensiveness and truthfulness shown in the management statements.



Nowadays, if there are areas that a company does not comply with the accounting standards, the external auditor will highlight those areas inside the auditor report. Hence, investors need to read the management statements and financial statements together with the auditor’s report.



The management statements will normally provide the reasons driving the companies’ overall performance, whether good or bad. However, there are certain companies that tend to focus on higher sales and avoid mentioning the profitability when ever they report lower profits during the year. They will try to avoid the reasons causing the reduction in profits, for example, higher operating costs, raw material costs or stiff price competition.



Some times, some companies will claim they have managed to maintain profits at the same level as the previous year. However, if we further analyse the financial statements, we will notice that the profit had included a lot of exceptional items, such as gains from the disposal of fixed assets as well as investments. Hence, we should not rely on the explanation given by the management in the chairman’s statement.





In fact, we need to investigate further the driving factors for the profitability of the company, especially if it had included some exceptional gains or losses, which are not part of the company’s normal operations. These details can be found in the notes to the accounts. Normally, most companies will list the key items that affect their profitability in the notes to the “profit before tax”.



We can get a summary of key corporate developments that happened in the company in the “corporate development” section. If you have been following the company’s corporate developments, this section may not provide you a lot of new information.



Nevertheless, certain companies may provide the latest status of their corporate developments, such as any new projects being initiated or certain approvals from relevant parties being granted for their critical projects.



As for the section on the company’s future prospects, investors should not place too much weight on it. Based on our experience, a lot of Malaysian companies have the same statement on future prospects by saying that “the company will perform better in the future”.



There are companies that have reported losses every year but the chairmen will still say the companies would perform better next year without the backing of solid grounds to improve profitability.



Hence, a good company statement should provide a fair account of the actual happening in the company. In reality, it is quite difficult for listed companies to hide their problems as the level of financial literacy of the general public has improved over years.



There are some mature investors and analysts who are able to detect the problems faced by the company by analysing the notes to the accounts in addition to making comparison of the current financial statements versus the statements or quarterly financial statements of past years.



● Ooi Kok Hwa is an investment adviser and managing partner of MRR Consulting.

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天使為什麼能夠飛

在一家醫學院學習的梅子居然和她的另外5位寢友到了同一所醫院實習。因為她們學習的專業相同，她們都被安排在婦產科實習。



在學校能夠一起學習生活，實習又能夠在一起，這讓6姐妹非常歡喜。



但沒有多久，一個問題殘酷地擺到 6姐妹面前，這所醫院最後只能留用其中一人。能夠留在這所省內最高等級的醫院是6姐妹的共同渴望，但她們不得不面對「有你無我，有我無你」的殘酷競爭與淘汰。



臨近畢業的日子越來越近，6姐妹的較量也越來越激烈，但她們始終相互激勵著，相互祝福著。



院方為了確定哪一名被留用，舉行了一次考核，結果出來了，面對同樣出色的6姐妹，院方一時也不知道該如何取捨。



但現實是，院方只能夠留用一人。6姐妹中，開始有人表示自己家在外省，更喜歡畢業後能夠回到家鄉；有的人乾脆說家鄉的小縣城已經有醫院同意接收她 ……美麗的謊言感動著一個又一個人。

這天，6姐妹都突然接到一個相同的緊急通知，一名待產婦就要生產，醫院需要立刻前往她家中救治。

6姐妹急匆匆地上了急救車。

一名副院長、一名主任醫生、 6名實習醫生、2名護士同時去搶救一名待產婦，如此隆重的陣勢讓6姐妹都感覺到一種前所未有的緊張。

有人悄悄地問院長，是什麼樣的人物，需要這樣興師動眾?



院長簡單地解釋道：「這名產婦的身分和情況都有些特殊，讓你們都來，也是想讓你們都不要錯過這個機會，你們可都要認真觀察學習。」



車內一片沉寂。待產婦家很偏僻，急救車左拐右拐終於到達時，待產婦已經折騰得滿頭汗水。



醫護人員七手八腳把待產婦抬上急救車後，發現了一個問題，車上已經人挨人，待產婦的丈夫上不來了。



人們知道，待產婦到達醫院進行搶救，是不能沒有親屬在身邊辦理一些相關手續的。

人們都下意識地看向副院長，副院長低頭為待產婦檢查著，頭都未抬地說道：「快開車!」



所有人都怔住了。不知道該如何是好。這時候，梅子突然跳下了車，示意待產婦的丈夫上車。

急救車風馳電掣地開往醫院，等梅子氣喘吁吁趕回到醫院的時候，已經是半小時後了。



在醫院門口，她被參加急救的副院長攔住了，副院長問她：「這麼難得的學習機會，你為什麼跳下了車?」

梅子擦著額頭的汗水回答道：「車上有那麼多醫生、護士，缺少我不會影響搶救的。但沒有病人家屬，可能會給搶救帶來必要的影響。」3天后，院方的留用結果出來了，梅子成為幸運者。



院長說出了理由：「 3天前的那一場急救是一場意外的測試。



將來無論你們走到哪裡，無論從事什麼職業，都應該記住一句話，天使能夠飛翔，是因為把自己看得很輕。」天使為什麼會飛翔？是因為它把自己看得很輕。



相信嗎！人如果能拋卻自我　拋卻世間所有負擔與束縛

也同樣的　會很輕　也同樣的∼能夠飛翔... ............ ......



現在做不到　是因為不相信！是因為還有強大的自我！



當心中只算計自己的利益的時候，其實也把麻煩留給了自己；當心中想著他人的時候，其實他人也在不知不覺中方便了你。

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